Well, of course it's important to have positive thoughts and feelings and actions and all that; because as you know, what we focus on, we get... but that doesn't mean that all we should do is focus on the positive and ignore everything else.
If you're driving along in your car and the engine light comes on, it's advisable not to just fix the light and move on. That underlying 'thing' that you're ignoring will eventually come back much worse.
Life isn't about just positive things; it's about positive and negative things. The key to success is a positive OUTCOME... that means, leveraging everything positive, and turning every negative into its positive equivalent.
It isn't about getting rid of debt, it's about making more money than you owe. It's about living courageously, instead of being without fear. It's about doing what you want, instead of not doing what you don't want.
So just be bigger than the problems, so there are no problems (none that can't handle anyway). Yes, there are going to be things to factor in, but there is nothing you need to worry about.
Adjust yourself, accommodate for circumstance, and accentuate the positive.
In the end, what matters is the end.
Keep the light on!